Varo Line of Credit

Borrow up to $2,000 with a line of credit.¹

  • Receive the money in seconds once approved

  • No late or hidden fees²

Get started
Flat fee applies based on loan amount; fees range from $60-$400. Eligibility required.
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Why borrow with Varo

Leave the hidden fees², complicated terms, and accumulating interest. Here you can unlock up to $2,000 with Varo Line of Credit³ and up to an extra $500 over time with Varo Advance². Flat fees and quals apply.

  • vloc binoculars
    Simple and transparent
  • Stack of coins illustration
    A single flat fee
  • Wallet with cash inside illustration
    Instant funding once qualified
  • Cash Stack Illustration
    Affordable monthly payments
  • Red calculator illustration
    No late or penalty fees
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Here's what you could get by banking with Varo

Access so much more than affordable borrowing power.


  • Get paid up to 2 days early with direct deposit4

  • Say goodbye to unexpected fees²

  • Easily help build credit with the Varo Believe Card5

  • FDIC insured up to $250,000

  • Easily send money with Varo to Anyone


BANK MORE. GET MORE. SIMPLE AS THAT.

Access more benefits the more you bank with Varo—like adding direct deposits, repaying Lines of Credit and Advances on time, and maintaining healthy account balances.

Better terms are hard to find

Varo Line of credit amount

Months to repay

One-time fee

Monthly payment (includes fee)

$600

3 months

$60

$220

$800

4 months

$100

$225

$1,000

6 months

$152

$192

$1,250

9 months

$226

$164

$1,500

12 months

$300

$150

$2,000

12 months

$400

$200

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A Line of Credit You Can Love

Sign up for Varo today and work on getting a line of credit that can help make life a little bit better.

Get Varo