Get cashback automatically at over 10,000 merchants nationwide¹, deposited directly into your Varo bank account. No activation required. No single-day redemption windows. Just free cash.
Automatic cashback rewards
Shop, Earn, Repeat.
BRANDS YOU LOVE ❤︎
Watch your cashback rewards grow at select brands nationwide. Keep the excitement going with our rotating list of participating merchants, always providing you with new chances to earn!
Credit card + debit card
Two cashback cards.
Twice the fun.
Get the best of both worlds with cashback rewards on your Varo debit card and Believe secured credit card.² Treat yourself to a cashback bonus on every swipe at select merchants.
Cashback has its perks.
It’s real cash.Not points, like other credit card and debit card rewards.
It’s easy cash.Earn rewards on everyday purchases using your Varo debit card and Believe credit card.
It’s automatic cash.No activation. Just money deposited straight into your Varo Bank Account.
How to get cashback with Varo.
1. Get Varo.
Sign up for your free Varo Bank Account.
2. Spend.
Use your Varo debit card or Believe secured credit card at over 10,000 brands nationwide.
3. Get free money.
At the end of the month, all cashback earned is deposited into your Varo Bank Account.
SPEND MONEY. EARN MONEY.
Get up to 6% cashback when you shop at select brands nationwide. That’s a win for you—and your wallet.
Cashback FAQs
Does Varo offer a cashback debit card AND credit card?
Do I need to activate my cashback offers?
Which stores can I get cashback at?
Are there any fees associated with using the cashback program?
Is there a limit to how much cashback can be earned?
Answer
You know it! Varo’s debit card and secured credit card both offer automatic cashback with a consistently rotating suite of participating stores and no single-day redemption windows.
Find participating merchants in the Varo app by going to Rewards > Cashback.