The maximum number of referral bonuses has already been reached for this link, so this offer is no longer eligible for a bonus. You can still sign up for Varo to access cash advances,¹ early payday² and more.
THIS REFERRAL OFFER IS NO LONGER ACTIVE
Applying won't impact your credit score.
Take control of your money with a free Varo Bank Account.*
Get paid up to two days early.²
No monthly account fees or minimums.
No fees at 40K+ U.S. Allpoint® ATMs.³
Send money with Varo to Anyone.
Build credit the easy way with Varo Believe.⁴
Get a credit building credit card with no minimum upfront deposit once you qualify.
Build credit safely with everyday purchases.
0.00% Annual Percentage Rate (APR) and no annual fees.
You need a Varo Bank Account to start qualifying.
Get ahead with Varo Advance.¹
Borrow up to $250, if qualified.
Cover bills and unexpected expenses.
Just simple fees and no interest.
Upon initial qualification, you can access between $20-$250. Over time you may qualify for higher amounts up to $700 with direct deposit; average loan offer is $170.
Get up to 6% cashback at select merchants nationwide.⁵
Put more money back in your pocket.
Get special cashback deals with purchases from brands you already use.
You can use your Varo Debit and Believe Cards on eligible purchases to rack up real cash.
Save faster with a sky-high APY on your savings account.
Start earning 1.00% APY (Annual Percentage Yield), then qualify to earn 3.75% APY.⁶
Earn 3.75% APY on your balance up to $5,000.00 for next month by meeting these two requirements this month:
Receive direct deposit(s) totaling $1,000 or more.
End the month with a positive balance in both your Varo Bank Account and Savings Account.
You’ll continue to earn 1.00% APY on any additional balance above $5,000.00.
No fees, no minimum balance required.⁷
FAQ
I was referred to Varo by a friend, but the referral link says the offer is no longer active. What does that mean?
Answer
Each Varo customer can refer up to 5 new people per calendar year. If the person who referred you has already reached their 5 person limit for the year, their referral link is no longer eligible for bonuses. You can still sign up for Varo and gain access to tons of great banking benefits, but the referral bonus will not be applicable.